bureaucracies and commissions. the new taxes -- 16,000 irs agents to look through the books and collect those taxes. and not as patient-centered -- and that is patient-centered. republicans have a different idea of what is patient- centered. with a been talking about health savings accounts, a republican -- we have been talking about health savings accounts, a republican idea. clearly some of you have them and what they are. for a family of four, throughout the year, they can put $12,000 to purchase insurance. at the end of the year, if you do not use it, you put up another $12,000 and purchase insurance for the next year. with the health savings account, you divide that money, put it into a banking account, and if you do not spend it, you keep it. if you do not spend it, it rolls over to the next year and lower your health care cost for the next year.